Privacy Policy

This Privacy Policy describes how SNB Capital 18 LLC ("SNB Capital 18," "we," "us," or "our") collects, uses, and shares information about you when you visit our website at snbcapital18.com ("Site") or contact us regarding our fintech products and services. By using our Site, you agree to the collection and use of information as described in this Policy.

1. Information We Collect

Information You Provide Directly

We collect information you provide when you contact us, fill out forms, or communicate with our team, including:

• Name (first and last)
• Email address
• Company name and job title
• Messages, inquiries, and correspondence
• Service interests and business needs
• SMS/text messaging consent preferences (if you opt in)

Information Collected Automatically

When you visit our Site, we may automatically collect certain technical information, including:

• IP address and approximate location
• Browser type and version
• Pages visited and time spent on Site
• Referring URLs and navigation data
• Device information (operating system, screen size)

2. How We Use Your Information

We use the information we collect for the following purposes:

• Responding to inquiries and providing customer support
• Communicating about our fintech products and services
• Sending marketing and promotional communications (with your consent)
• Sending SMS/text messages (only if you have opted in — see SMS section below)
• Improving our Site, products, and services
• Complying with legal obligations and enforcing our policies
• Analyzing usage trends to enhance user experience

3. SMS & Text Message Communications

4. Information Sharing & Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

• Service Providers: Trusted vendors who help us operate our Site, send communications, or provide business functions, bound by confidentiality obligations
• Legal Requirements: When required by law, regulation, court order, or to protect our legal rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality agreements
• With Your Consent: For any other purposes with your explicit permission

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we delete or anonymize it securely.

6. Data Security

We implement industry-standard technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These measures include encryption in transit and at rest, access controls, and regular security reviews. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights & Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal obligations
• Opt-Out of Marketing: Unsubscribe from marketing emails using the link provided in each email
• SMS Opt-Out: Reply STOP to any SMS message to opt out of text communications
• California Rights: California residents may have additional rights under the CCPA/CPRA

To exercise your rights, contact us at isaac@snbcapital18.com.

8. Cookies & Tracking

Our Site may use cookies and similar tracking technologies to enhance functionality and analyze usage. You can control cookie settings through your browser preferences. Note that disabling certain cookies may affect Site functionality.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the effective date at the top of this page. We encourage you to review this Policy periodically. Your continued use of our Site after changes constitutes acceptance of the updated Policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

• SNB Capital 18 LLC
• Email: isaac@snbcapital18.com
• Website: snbcapital18.com